Analizzatore di Immobile da Investimento

Cap Rate, DSCR e Cash Flow in secondi

Questo strumento Γ¨ solo a scopo educativo e non costituisce consulenza finanziaria. Consulta un creditore o consulente finanziario autorizzato prima di prendere decisioni finanziarie.

DSCR0.869
Cap Rate7.06%
Cash Flow Mensile-$310/mo
Reddito Operativo Netto$24,720/yr
Moltiplicatore Affitto Lordo10.4
Monthly Debt Service$2,370/mo
⚠️

This property does not cash flow β€” here is what needs to change:

πŸ’΅Minimum Rent for Break-Even
$3,127/moCurrent: $2,800/mo β€” gap: +$327/mo
πŸ“ŠRent for DSCR 1
$3,127/moLenders require DSCR β‰₯ 1
πŸ’°Max Expenses for Break-Even
$290/moReduce operating costs to reach zero cash flow
🏦Increase Down Payment
Try 30–40% downLower debt service β†’ improved DSCR

DSCR Analysis

Below Min (1)
Gross Rent$2,800/mo
Effective Gross$2,660/mo
NOI$2,060/mo
Debt Service$2,370/mo
0.01 (Min qualify)1.25 (Best rates)2.0

Monthly Income & Expense Breakdown

Gross Rental Income+$2,800/mo
Vacancy (5%)-$140/mo
Effective Gross Income+$2,660/mo
Operating Expenses-$600/mo
Net Operating Income (NOI)+$2,060/mo
Mortgage (P+I+T+I)-$2,370/mo
Monthly Cash Flow-$310/mo